Escrow Protection for MTN MoMo, Telecel Cash & AirtelTigo Money
Mobile money made online payments in Ghana instant — but an instant transfer to a stranger is also instantly gone if something goes wrong. SurePay puts an escrow step in between: your MoMo payment is held until the deal is confirmed, then released to the seller's wallet for withdrawal back to mobile money.
Paying in
- Fund a deal directly from MTN Mobile Money, Telecel Cash, or AirtelTigo Money
- Funds are held in SurePay escrow the moment payment clears — not sent to the seller yet
- No new bank account or card needed — it works the same MoMo prompt you already use
Withdrawing out
- Sellers withdraw their SurePay wallet balance back to any supported MoMo network
- You get a request-received notice the moment a withdrawal is submitted, and a second notice once it's completed
- No waiting on a bank transfer — money moves the same way it came in
Frequently asked questions
Do I need a bank account to use SurePay?
No — everything runs through mobile money: MTN MoMo, Telecel Cash, or AirtelTigo Money, both for paying in and withdrawing out.
How long does a MoMo withdrawal take?
Most withdrawals complete within a few minutes, depending on your network provider.
Is my MoMo number visible to the other party?
No — only masked details are shown in notifications and neither side sees the other's raw MoMo number through the platform.
Can I switch networks between paying in and withdrawing out?
Yes — you can fund a deal with one network and withdraw to a different supported network if that's what you have available.